Trade Manager

AGREEMENT TO THESE TERMS OF USE; AMENDMENT

Your use of: (a) the Bank of America (as defined below) Vantage Trade Manager - DerivView® Web site (the "VANTAGE TRADE MANAGER WEB SITE"); (b) any BofA (as defined below) product web pages or applications which contain links to these Terms of Use (as defined below) even if the website containing such pages is separately branded (including, but not limited to, any website, application, platform, service and/or system branded Bank of America or BofA Securities); (c)any BofA content that is accessed by a hyperlink from any non-BofA website, application, platform, service and/or system (e.g. TheMarkets.com, SyndicateHub, BondHub.com, etc.) that is linkable to or from the VANTAGE TRADE MANAGER Web Site (collectively or separately, as the context may require, " VANTAGE TRADE MANAGER") is subject to these Terms and Conditions of Use, Privacy Statement and Product Disclaimers (collectively, these "Terms of Use"). As used herein, the terms "you" and "your" refer to each user of VANTAGE TRADE MANAGER or, as the context requires, the legal entity on whose behalf a user is granted access to VANTAGE TRADE MANAGER ("Employer" or "Firm"). Unless otherwise provided, each defined term used within VANTAGE TRADE MANAGER shall have the meaning ascribed in these Terms of Use.

BY USING VANTAGE TRADE MANAGER, YOU ACCEPT THESE TERMS OF USE, AGREE TO BE BOUND BY THEM AND BIND YOUR EMPLOYER TO THEM. PLEASE READ THESE TERMS OF USE CAREFULLY.

You hereby represent and warrant that you are authorized, to accept this agreement on behalf of your employer, and that in doing so you are acting within the scope of your duties.

These Terms of Use may be amended or supplemented by Bank of America Corporation or any of its affiliates, direct and indirect subsidiaries and related companies (collectively or separately, as the context may require,"BofA" or "we "), from time-to-time in its sole discretion. Each time these Terms of Use are modified in any way, the Last Updated date set forth on the first page of these Terms of Use will be changed so that such date always sets forth the most recent revision date. During each use of VANTAGE TRADE MANAGER you are responsible for being familiar with, and are bound by, the then current version of these Terms of Use, including the Privacy Statement and Product Disclaimers sections, posted on the VANTAGE TRADE MANAGER Web Site. BofA reserves the right to terminate access to VANTAGE TRADE MANAGER at any time, in whole or in part, in its sole discretion.

PRESENTATION OF VANTAGE TRADE MANAGER TO YOU BY BofA

BofA operates VANTAGE TRADE MANAGER in its offices in the United States of America ("U.S.") However, VANTAGE TRADE MANAGER operates as a portal and may contain information and offerings presented by branches and affiliates of BofA located or authorized to do business elsewhere. Please see the Country Legends section of these Terms of Use for specific disclaimers applicable to certain jurisdictions.

"Bank of America" and "BofA Securities" are the marketing names for the global banking and global markets businesses of Bank of America Corporation. . Lending, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, BofA Securities Inc. and Merrill Lynch Professional Clearing Corp., both of which are registered broker-dealers and Members of SIPC , and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. and Merrill Lynch Professional Clearing Corp. are registered as futures commission merchants with the CFTC and are members of the NFA. Investment products offered by Investment Banking Affiliates:Are Not FDIC Insured * May Lose Value * Are Not Bank Guaranteed.

All of the information on VANTAGE TRADE MANAGER is directed at, and is intended for distribution to and use by, corporate, institutional, professional and other qualified investors in jurisdictions where such distribution and use is permitted. The information on VANTAGE TRADE MANAGER is not directed at or intended for distribution to or use by any person or entity in any jurisdiction or country where: (a) its distribution or use would be contrary to law or regulation; or (b) there is no BofA affiliate authorized to distribute such information.

In the U.S. and certain other jurisdictions, applicable laws may prevent investors from effecting transactions except through entities licensed in such jurisdiction. The information provided to you by VANTAGE TRADE MANAGER is made available to you by the BofA affiliate(s) authorized to make such information available to you in your jurisdiction. If you wish to effect a transaction, you must use the services of a BofA affiliate authorized to effect such a transaction for you.

Within VANTAGE TRADE MANAGER you have the ability to access contact information on certain BofA personnel. This information is intended to help you reach the right people with whom to address your inquiries. If a listed contact person is not employed by a BofA entity that is licensed or passported in your country, then such person will help direct your inquiry to another person that is permitted by applicable law and regulation to address it.

Unless a Product is exempt from filing with, or authorization, approval, registration or qualification by, a governmental authority or regulatory agency under the law and regulations in each jurisdiction in which the Product is offered, any required documentation has been or will be filed in compliance with applicable law and regulations. We may not sell Products that are required to be approved, registered or otherwise qualified until the necessary approvals, registrations or qualifications have been obtained or are deemed effective. You should read the preliminary prospectus or other relevant offering or disclosure documents for complete information about an issue.

BofA may trade for its own accounts as odd-lot dealer, market maker, block positioner, specialist and/or arbitrageur in any Product or in related investments, and may be on the opposite side of orders or trades. BofA, its directors, officers, employees and employee benefit programs may have a long or short position in any Product or in related investments. BofA may from time to time perform investment banking or other services for, or solicit investment banking or other business from, any entity mentioned on VANTAGE TRADE MANAGER.

OTHER AGREEMENTS WITH BOFA

These Terms of Use supplement, but do not supersede, the provisions of any applicable existing agreements between you and BofA all of which otherwise remain in effect.

To the extent that you have a contractual relationship with a BofA entity and such relationship extends to any security, futures contract, options contract or other financial instrument or any other good, product or service available through or referenced on VANTAGE TRADE MANAGER (each a "Product " and collectively, " Products "), the communications made hereby with respect to such Products covered by such agreement are and shall be deemed made, as the context may require, by such entity.

The terms of any Product is governed by applicable documents establishing such terms. In the event of any inconsistency between the information on VANTAGE TRADE MANAGER regarding a particular Product and the terms specified in, or determined pursuant to, the documents establishing the terms of issue or contract, the terms so specified or determined shall prevail.

"VIEW ONLY" DISPLAY; PRODUCT DISCLAIMERS

On VANTAGE TRADE MANAGER (a) any prices and quantities displayed with respect to a financial instrument, even if labeled "firm," should not be deemed by you to constitute a bid or offer by BofA and (b) even if the price or quantity with respect to such financial instrument is labeled as a "firm" price or quantity, you should deem such price or quantity to be indicative. As further explained in these Terms of Use, (x) indicative prices and quantities are suitable only for information purposes and should not be considered suitable for trading purposes; (y) all indicative prices and quantities displayed with respect to such financial instrument are subject to market conditions and negotiation; and (z) there is no assurance that indicative prices or quantities will be equal to actual trading prices or quantities. All Valuations provided through Vantage Trade Manager are subject to these Terms and Conditions as well as the Valuations Disclosure included at the end of this document

The Product Disclaimers set forth in these Terms of Use contain Product-specific terms and conditions of use that are applicable to the related Product. Product Disclaimers are accessible from links within VANTAGE TRADE MANAGER Web Site that are located in close proximity to the Products to which they relate. You should read applicable Product Disclaimers carefully prior to accessing information on the related Product. You also should carefully read and familiarize yourself with all instructions and help pages located within VANTAGE TRADE MANAGER.

DISCLAIMER OF WARRANTY AND LIMITATION OF LIABILITY

The information on VANTAGE TRADE MANAGER is provided "AS IS". Although the information on VANTAGE TRADE MANAGER is obtained or compiled from sources BofA believes to be reliable, BOFA CANNOT AND DOES NOT GUARANTEE OR MAKE ANY REPRESENTATION OR WARRANTY, EITHER EXPRESS OR IMPLIED, AS TO: (A) THE VALIDITY, SEQUENCE, TIMELINESS, COMPLETENESS OR CONTINUED AVAILABILITY OF ANY INFORMATION OR DATA MADE AVAILABLE ON OR THROUGH VANTAGE TRADE MANAGER; OR (B) THE PERFORMANCE, SETTINGS, FEATURES, COMPATIBILITY, LACK OF CONFLICT, FUNCTIONALITY OR CONTINUED AVAILABILITY OF ANY SOFTWARE MADE AVAILABLE ON OR THROUGH VANTAGE TRADE MANAGER, AND EXPRESSLY DISCLAIMS, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW OR REGULATIONS, ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

You understand and agree that BofA utilizes a variety of electronic systems and networks, including the Internet, to transport data. Transmission of data on any electronic system or network may be subject to: delay; interruption; interference; blackout; failure; systems or service unavailability or failure; hardware or software malfunction or failure; encryption failure; interception by third parties; unauthorized access; theft; modification; or inaccuracy (collectively, "Failure Events "). You agree that neither BofA nor any third party working with BofA to provide software, information, products or services hereunder shall be responsible for any expense, loss, liability, damage or cost (including costs of investigation and legal fees) of any kind whatsoever (collectively, "Damages "), even if BofA or such third party had been advised of the possibility thereof, arising from: (a) any Failure Event, whether or not the circumstances giving rise to such event may have been within the control of BofA or any such third party; or (b) any other event or occurrence beyond the control of BofA or any such third party, including force majeure. In no event will BofA or any third party working with BofA to provide software, information, products or services hereunder be liable to you for any special, indirect, consequential or incidental Damages, even if BofA or any such third party has been advised of the possibility thereof.

VANTAGE TRADE MANAGER may display certain real-time and/or delayed quotes, news or other financial market information (collectively " Market Information ") that has been independently obtained from third party financial market information services, financial publishers, various financial markets including stock exchanges and their affiliates and other providers (collectively " Market Information Providers") and has been provided to VANTAGE TRADE MANAGER via various third party market information transmitters (" Market Information Transmitters "). We do not guarantee or certify the accuracy, completeness, timeliness or correct sequencing of the Market Information made available on or through VANTAGE TRADE MANAGER. You agree that neither BofA nor the Market Information Providers nor the Market Information Transmitters shall be liable in any way for the accuracy, completeness, timeliness or correct sequencing of any Market Information, or for any decision made or action taken by you relying upon any Market Information. To receive Market Information you may need to have or enter into separate agreements with certain Market Information Providers and/or Market Information Transmitters.

You may need to load certain third party software onto your access device in order to utilize certain functionality within VANTAGE TRADE MANAGER. In certain instances, for convenience VANTAGE TRADE MANAGER may provide links to the Web sites where such software may be available. BofA Lynch can not assure the performance, settings, features, compatibility, lack of conflict, functionality or continued availability of any such software. If you wish to download any such software, please follow the directions on the third party Web site where such software is available as well as your Firm's software download policies. We strongly urge that you perform such download in consultation with your system administrator or IT service person. BofA shall not be liable for any Damages arising out of your downloading or using any such software.

SYSTEM RESPONSE TIMES MAY VARY DUE TO MARKET CONDITIONS, SYSTEM PERFORMANCE, ACCESS DEVICE LOCATION OR OTHER FACTORS.. The farther your access device is located from VANTAGE TRADE MANAGER servers, the slower your response time may be. In the event of system delay or failure, you are responsible for contacting BofA by alternative means, such as telephone, facsimile or telex.

The information available on or through VANTAGE TRADE MANAGER is subject to change without notice. BofA expressly disclaims any obligation to keep the information available on or through VANTAGE TRADE MANAGER up to date, free of errors or viruses or to maintain uninterrupted access. BofA may stop producing or updating any part of VANTAGE TRADE MANAGER without notice.

Some of the screens on VANTAGE TRADE MANAGER do not automatically refresh themselves. Information may change at any time while you are viewing a screen, but your screen view may not be updated to reflect a change in information. You are responsible for ensuring that you are viewing the most current data on any and all screens. BofA shall not be responsible for the display on your access device screen of the information contained on VANTAGE TRADE MANAGER. At all times, you should be aware of the possibility of, and be responsible for, incomplete screen views or printouts. You are responsible for scrolling your viewing screens up, down and sideways to ensure that you are viewing or printing all portions of pertinent pages. You must be particularly careful when viewing VANTAGE TRADE MANAGER through a link from any third party or through any frames, and should be mindful that the default viewing preferences of your browser or your access device may not show entire pages. BofA assumes no responsibility to provide any training regarding the use of VANTAGE TRADE MANAGER. If any training is provided, it shall be for convenience purposes only and without liability.

Each time you wish to end a session on VANTAGE TRADE MANAGER Web Site, you should use the "Sign Out" command, close all open VANTAGE TRADE MANAGER Web browser windows and close your Web browser.

IN NO EVENT WILL BOFA BE LIABLE FOR ANY DECISION, ACTION OR INACTION MADE OR TAKEN BY YOU IN RELIANCE ON ANY INFORMATION OR DATA ON VANTAGE TRADE MANAGER.

NOTHING CONTAINED HEREIN SHALL LIMIT, OR IN ANY WAY EFFECT, ANY LIABILITY BOFA MAY OTHERWISE HAVE UNDER THE SECURITIES ACT OF 1933 OR THE SECURITIES EXCHANGE ACT OF 1934, EACH AS AMENDED, OR THE RULES AND REGULATIONS PROMULGATED THEREUNDER, OR UNDER ANY OTHER APPLICABLE REGULATION, RULE OR LAW.

ENTITLED ACCESS; SECURITY PROCEDURES; YOUR OBLIGATIONS WITH RESPECT TO INSTRUCTIONS

BofA may grant access to certain portions of VANTAGE TRADE MANAGER exclusively on an entitlement basis (" Entitled Access "). If BofA provides you with Entitled Access, BofA will issue to you, or direct that you be issued, one or more User Ids, passwords, Digital Certificates, access codes, tokens or other identification or security device (collectively " Security Procedures") as means to authenticate your identity. You agree to abide by and use whatever Security Procedures and requirements BofA deems necessary and appropriate.

You are the only person authorized to use your Security Procedures in order to access VANTAGE TRADE MANAGER, and you shall be responsible at all times for exercising security controls over all Security Procedures entrusted to you. You are expected to control access to, and monitor use of, any and all hardware and software which are part of, or used in connection with, the Security Procedures, including changing passwords as necessary. You agree to refrain from disseminating any and all Security Procedures. Where possible, we recommend that you password protect your Security Procedures. You also agree not to use any information or applications that you have not been authorized to use. BofA shall not be liable for any Damages arising from any unauthorized use of your access device or from the installation on your access device of any software not approved by BofA Lynch. If your access device is lost or stolen, or if your security becomes otherwise compromised, please contact VANTAGE TRADE MANAGER Client Services immediately.

You are responsible for any and all forms of interaction by electronic means through VANTAGE TRADE MANAGER associated with your Security Procedures ("Instruction "), and such Instructions shall be conclusive, final and binding on your part. Instructions shall be subject to applicable federal, state, national and local laws, the regulations of all applicable federal, state, national, local and self-regulatory agencies or authorities, including, but not limited to, the various exchanges and the constitution, rules and customs of the exchange or contract market (and its clearing house, if any) to which an Instruction may relate (collectively, "Applicable Law ").

BofA is entitled to rely upon the assumption that all Instructions from a user authorized to access VANTAGE TRADE MANAGER on behalf of a Firm (" Authorized User ") will originate from the country (including state, province or other jurisdiction) that we have associated with such user on our records.

By designating an Authorized User, a Firm represents and warrants that each Instruction is and will be: (a) appropriate in view of such Firm's sophistication, security controls and financial status; (b) in compliance with all Applicable Law; and (c) conducted in accordance with the Firm's applicable governance requirements, and all applicable internal policies or procedures.

Each Firm agrees to designate one or more persons to be responsible for notifying BofA immediately: (a) if the level of Entitled Access granted or available to an Authorized User is not appropriate; or (b) of any changes in Authorized Users or the permissible level of Entitled Access for any Authorized User. No modification or termination of Entitled Access to the Firm or an Authorized User shall invalidate, retract or supersede any Instruction entered into before such modification or termination becomes effective. You agree to hold BofA, its directors, officers, employees, agents and consultants (collectively, "Other Persons ") harmless and to indemnify BofA Lynch and all Other Persons against any Damages arising from any Instruction, whether authorized or unauthorized by you. The obligations under this paragraph shall be in addition to, and not a limitation of, any and all obligations arising under Applicable Law and any and all agreements you may have with BofA.

SINGLE SIGN-ON

You may be logging onto VANTAGE TRADE MANAGER from a third party site via single sign on functionality. If this is the case, you acknowledge and agree that (i) you have full legal right and authority to access VANTAGE TRADE MANAGER; (ii) VANTAGE TRADE MANAGER Terms and Conditions of Use apply to all use of VANTAGE TRADE MANAGER; and (iii) BofA provides no warranties of any kind with respect to such functionality. You hereby agree that these acknowledgments are renewed each time you access VANTAGE TRADE MANAGER.

RESERVATION OF RIGHTS

All content and information contained within VANTAGE TRADE MANAGER or delivered to you in connection with your use of VANTAGE TRADE MANAGER (including all text, data, graphics, audio, video, icons, software code and trade secrets, as well as the overall organization, design, look, feel and appearance of VANTAGE TRADE MANAGER) (collectively, " VANTAGE TRADE MANAGER Content ") is protected, whether or not marked with a notice, under applicable patent, copyright, trademark and other proprietary (including intellectual property) rights, including, U.S. and international copyright laws, both as individual works and as a compilation. BofA does not waive any of its proprietary rights in VANTAGE TRADE MANAGER or in any VANTAGE TRADE MANAGER Content, including copyrights, trademarks and other intellectual property rights. The availability of any VANTAGE TRADE MANAGER Content shall not under any circumstance constitute a transfer of any copyrights, trademarks or other intellectual property rights of BofA or any of its licensor's to any VANTAGE TRADE MANAGER user or any third party.

You may not sell, publish, reproduce, distribute, re-transmit, sublicense, assign, time-share, lease, convey, copy, translate, convert to another programming language, decompile, disassemble, modify or change (by use of an html "frame" or otherwise), including postings to newsgroups, mail lists or electronic bulletin boards, any portion of VANTAGE TRADE MANAGER or any VANTAGE TRADE MANAGER Content without the prior written consent of BofA. You may, however, without conveying any broader rights than the rights you are conveyed hereunder, on an occasional and irregular basis, disseminate an insubstantial portion of the information from VANTAGE TRADE MANAGER and you may display, store and print data, statistics, views, recommendations, reports, account information or other information received through or in connection with your use of VANTAGE TRADE MANAGER, in each case without charge, provided that, in each case, such information is only for your internal business use, is subject to applicable law and regulations, is transmitted to a limited number of individuals within your organization or firm and includes all copyright and other proprietary rights notices in the same form in which the notices appear on VANTAGE TRADE MANAGER, with original source attribution, accompanied with the phrase "Used with permission from Bank of America." You shall not remove or obscure any copyright or other notices or legends contained in any information, content or software downloaded from VANTAGE TRADE MANAGER.

VANTAGE TRADE MANAGER is delivered by means of software and electronic access products or services made available to you by BofA and various unaffiliated vendors. By accepting and using such software and electronic access products or services, you agree to the non-exclusive, non-transferable software licenses and service agreements to use, for your internal business purposes only, such software and electronic access services. In certain cases, software licenses and service agreements may appear on screen when you install or sign on to specific applications or download software in order to access specific functionality. BofA bears no responsibility or liability for your use of any third party vendor's software, products, services or equipment.

COPYRIGHT & TRADEMARK INFORMATION

All BofA registered service marks and trademarks that are displayed or cited within VANTAGE TRADE MANAGER are the property of Bank of America Corporation. All non-BofA registered service marks and trademarks displayed or cited within VANTAGE TRADE MANAGER are the property of their respective owners.

USE OF CALCULATORS AND RELATED TOOLS

VANTAGE TRADE MANAGER may contain calculators,hedge accounting functionality or similar analytical tools (each a " Tool ," collectively " Tools ") to facilitate your consideration of hypothetical scenarios or implementation of relevant accounting standards. The use of Tools is entirely at your discretion, under your control and at your own risk. Tools are not intended to replace your own internal business processes or control processes for evaluating or reviewing proposed transactions. You are responsible for your use of the Tools, including any adjustments to the information provided.Tools may not reflect analytical models,assumptions or accounting treatment actually used by BofA or other market participants, and may not be representative of internal valuations employed, or trading decisions made, by BofA for its own purposes. Therefore, calculations may not represent fair market values for any instruments. There is no assurance that hypothetical results will be equal to actual performance under any market conditions. Any options presented with respect to hedge accounting functionality are for informational purposes only and you should consult with your own accounting or other advisors as to the adequacy of the information for your purposes.BofA makes no representation or warranty regarding Tools, or the appropriateness of calculations obtained by you. BofA will not be responsible or liable for any Damages that arise from your use of, or reliance on, a Tool.Tools are subject to change without notice

USER LINKING FROM OR TO VANTAGE TRADE MANAGER

Should you leave VANTAGE TRADE MANAGER via a link contained within VANTAGE TRADE MANAGER and view content that is not provided by BofA you shall do so at your own risk. BofA provides links only as a convenience and without liability. In particular, and without limitation, you understand and agree that the ability to link to another Website and the fact that a link exists does not mean that BofA Lynch endorses or guarantees such site, the site sponsor or the site contents. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by BofA. BofA is not responsible for any Damages arising from any delays, defects or omissions that may exist in the services, information or other content provided in such site. BofA makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality, sequence or timeliness of any electronic content. Your reliance on any information contained on any site reached through a link shall be your own responsibility. In addition, be aware that when you leave the VANTAGE TRADE MANAGER Web Site, unless otherwise indicated, you will be subject to the terms of use and privacy policies of the new Web site which you are visiting. If such new Web site is a non-BofA Website then BofA will have no control over the terms of use or privacy policies of such new Web site.

If you reached VANTAGE TRADE MANAGER via a link, please be advised that the ability to link to VANTAGE TRADE MANAGER and the fact that a link exists does not mean that BofA necessarily endorses, supports, sanctions, encourages, verifies, or agrees with the comments, opinions, or statements posted on the Web site from which you linked to VANTAGE TRADE MANAGER (the "Linking Site" ). Content within the Linking Site may not have been developed, checked for accuracy, or otherwise reviewed by BofA. BofA is not responsible for any Damages arising from any delays, defects or omissions that may exist in the services, information or other content provided in the Linking Site. BofA makes no guarantees or representations as to, and shall have no liability for, any content on any Linking Site, including, without limitation, the accuracy, subject matter, quality, sequence or timeliness of any such content. Your reliance on any information contained on any Linking Site shall be your own responsibility. In addition, be aware that when you enter and use VANTAGE TRADE MANAGER you are subject to these Terms of Use.

ESTABLISHING AND MAINTAINING LINKS TO VANTAGE TRADE MANAGER

Absent a written agreement specifically related to establishing links to VANTAGE TRADE MANAGER, this Section governs all links to VANTAGE TRADE MANAGER. By establishing a link to VANTAGE TRADE MANAGER, you represent that you have read these Terms of Use and agree to be bound by them. Your continued use of link(s) to VANTAGE TRADE MANAGER will constitute your acceptance to these Terms of Use, including this Section. If you do not wish to accept these Terms of Use, you must discontinue your link(s) to VANTAGE TRADE MANAGER.

Without limiting any of the provisions contained in these Terms of Use, and without granting you any other licenses or rights, we hereby grant you the limited, revocable right and license to include one or more textual link(s) on your Web site to VANTAGE TRADE MANAGER home page, currently located at https://vtm.bankofamerica.com

("Home Page "); provided that you notify VANTAGE TRADE MANAGER Client Services in writing (via mail at 4 WFC, 15th Floor, New York, NY 10080, USA or via e-mail at us_otc_client_valuation@bofa.com of the proposed link(s) at least 30 days prior to use (please include your name, address, telephone number, email address, the URL of your Web site and a screen shot(s) of the Web page(s) containing the proposed link(s)). Notwithstanding the foregoing, no one may place links to the Home Page from any Web page or Web site containing inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topics, names, material or information, or material or information that violates any applicable intellectual property, proprietary, privacy or publicity rights.

BofA reserves the right to deny or revoke permission at any time to link, including disabling existing links, to VANTAGE TRADE MANAGER from any other Web page or Web site that BofA, in its sole discretion, deems inappropriate, and if such permission is denied or revoked you agree to discontinue your link(s) to VANTAGE TRADE MANAGER. Other than links to the Home Page as specifically set forth above, we expressly prohibit any other links from any non-BofA Web pages or Web sites to VANTAGE TRADE MANAGER, any framing of VANTAGE TRADE MANAGER within any non-BofA Web page or Web site, and any attempt to gain access to VANTAGE TRADE MANAGER or the VANTAGE TRADE MANAGER servers by any means. You agree not to disrupt, modify, impede or interfere with VANTAGE TRADE MANAGER or its associated software, hardware and/or servers in any way, and you agree not to disrupt, modify, impede or interfere with others' use of VANTAGE TRADE MANAGER in any way. You further agree not to alter or tamper with any information or materials on or associated with VANTAGE TRADE MANAGER.

USE OF APPLETS

To provide you with increased functionality and enable you to use certain applications within certain entitled portions of VANTAGE TRADE MANAGER, an "applet" (a Java software program which runs on your computer, launched by your browser) may need to be downloaded onto your computer. Some applets downloaded onto your computer from VANTAGE TRADE MANAGER will, by reading from and writing to your computer's hard drive, collect information from your computer necessary to facilitate your use of the related application. Downloading applets may also modify some of your computer's settings. Please note that you can modify your browser settings to restrict how your computer interacts with applets, however, this may affect your use of the related application. While we have taken reasonable precautions to ensure that the applets you download from VANTAGE TRADE MANAGER will not cause harm to your computer or files, you are responsible for your computer's settings and security. If you have any questions about how to restrict the access of applets to your computer or any other questions regarding applets or the settings or security of your access device, please contact your system administrator or other technical reference source.

ONLINE POST TRADE INFORMATION

VANTAGE TRADE MANAGER allows authorized users to view online data, including trade history and account allocations, relating to accounts maintained by BofA. In Balances, prices reflect their value as of prior day's close of business. Account values reflect settled and unsettled transactions except for Margin Balance, Payout Balance, and Settled Cash Balance. In Holdings, prices reflect their value as of prior day's close of business. Account values reflect settled and unsettled transactions. All transactions cleared and settled by the Financing Correspondent Clearing Division of BofA Securities. Inc. BofAS. All account data shown is provided as a convenience and for your information, but is not the official notice or record of a customer's account activity with BofA. Your BofA account notices and account statements remain the official form of notice or record. BofA does not guarantee delivery of notices or statements through VANTAGE TRADE MANAGER, or the completeness of the information provided therein. Therefore, any and all account data provided through VANTAGE TRADE MANAGER is subject to adjustment and correction, and should not be relied upon for taking any action without prior confirmation of its accuracy with your BofA representative. BofA will not be responsible or liable for any Damage that could result from your taking any action without confirming the accuracy of the account data provided via VANTAGE TRADE MANAGER.

COMMUNICATIONS WITH BANK OF AMERICA

E-mail, instant messaging and SMS messaging functionality is provided to you through VANTAGE TRADE MANAGER only as a convenience and to enhance communications between you and BofA. Because of the current limitations on such communications (such as reliability of delivery, timeliness, security, etc.), you agree that you will use your judgment in utilizing these methods of communication with BofA and will not request, authorize or effect any transactions, to send fund transfer instructions or account information or for any other communications that require more formal written authorization in accordance with applicable law or BofA policies. Any such requests, orders, or instructions that you send in contravention of the foregoing may not be accepted or processed by BofA, and BofA will not be responsible for any Damages arising from your requests, orders or instructions not being so accepted or processed.

You acknowledge and agree that BofA, in its sole discretion, may monitor and tape record any and all telephone conversations from or to you concerning VANTAGE TRADE MANAGER and that such monitoring and recording may be done in the regular course of business. Electronic communications and Instructions transmitted by you onto or via VANTAGE TRADE MANAGER, including e-mail, instant messages, SMS messages and clickstream information will be: (a) recorded and archived in accordance with applicable laws and regulations and BofA policies; and (b) available for review by BofA managers and compliance personnel as well as by regulatory examiners. You agree to hold harmless and to indemnify BofA and all Other Persons against any Damages arising from the unauthorized use or misappropriation of any and all information that you so transmit.

MACHINE READABLE DOWNLOADS

VANTAGE TRADE MANAGER allows you to download on-screen information or reports in machine-readable formats, including Adobe® Portable Document Format (PDF), Microsoft ® Excel or CSV. Such downloads may comprise the results of product database searches, indicative pricing information or summary information about your accounts with BofA. All downloadable information is provided for your information and convenience, and it is neither an offer to buy or sell at any particular price nor an official statement or record of your account activity with BofA. While the information offered in downloadable formats is believed to be accurate when posted, BofA does not assume responsibility for the accuracy, completeness or timeliness of such information at any particular time. Indicative pricing information is not suitable for trading and should not be relied on for marking to market product holdings. In all cases, your BofA account statement remains the official record of your account activity with BofA. You must not rely upon downloaded data without first confirming its accuracy and completeness with your designated BofA representative. BofA will not be responsible for any Damages arising from your reliance on any downloaded data provided through VANTAGE TRADE MANAGER.

PROCEDURES FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT

BofA respects the intellectual property of others and asks that those posting content to VANTAGE TRADE MANAGER do the same. It is the policy of BofA to respond expeditiously to claims of intellectual property infringement by promptly processing and investigating notices of alleged infringement and taking appropriate actions under the Digital Millennium Copyright Act (" DMCA ") and othe applicable intellectual property laws.

If you believe that your copyrighted work is accessible on VANTAGE TRADE MANAGER in a way that constitutes copyright infringement, you may notify us by providing our Copyright Agent with the following information: (a) the electronic or physical signature of the owner of the copyright or of the person authorized to act on the owner's behalf; (b) identification of the copyrighted work or other intellectual property that you claim is being infringed; (c) identification of the material that you claim is infringing; (d) identification of the URL or other specific location on VANTAGE TRADE MANAGER where the material that you claim is infringing is located (please be as specific as possible); (e) your name, address, telephone number, and email address; (f) a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and (g) a statement by you, made under penalty of perjury, that the information in your Notice is accurate and that you are the copyright owner or are authorized to act on the copyright owner's behalf.

BofA's Agent for Notice of claims of copyright infringement on VANTAGE TRADE MANAGER can be reached as follows (please put "notice of alleged infringement" in the subject line of all such notifications): (a) By mail: Bank of America Corporation, Legal Department-Intellectual Property, 101 S. Tryon St., Charlotte, NC 28255-0001, USA; (b) By phone: +1-(980) 387-5705; or (c) By email: keith.agisim@bofa.com.

GOVERNING LAW

ALTHOUGH CERTAIN PRODUCTS AVAILABLE ON OR THROUGH VANTAGE TRADE MANAGER ARE PROVIDED BY AND AVAILABLE ONLY FROM BOFA AFFILIATES LOCATED OUTSIDE THE U.S., BOFA OPERATES VANTAGE TRADE MANAGER IN ITS OFFICES IN THE U.S. THOSE WHO CHOOSE TO ACCESS VANTAGE TRADE MANAGER DO SO ON THEIR OWN INITIATIVE AND ARE RESPONSIBLE FOR COMPLIANCE WITH ALL APPLICABLE LAWS AND REGULATIONS. THESE TERMS OF USE WILL BE CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK, U.S., WITHOUT REGARD TO ITS CONFLICTS OF LAW PROVISIONS.

INTERPRETATION OF THESE TERMS OF USE; TRANSLATIONS; P3P POLICY

These Terms of Use and any other agreements relating to your use of VANTAGE TRADE MANAGER shall be interpreted by reference to the English language versions thereof, even if you were provided with a version of such writing translated into a language other than English. You understand and agree that any and all non-English language translated versions of these Terms of Use and any other agreements relating to your use of VANTAGE TRADE MANAGER may not be up to date or exact translations of the English language version, and, even if accepted by you, are intended for convenience purposes only and not as controlling versions of such writings.

Any P3P compact privacy policy ( "P3P Policy") posted on VANTAGE TRADE MANAGER is posted solely for your convenience. We have used reasonable efforts to ensure that P3P Policies posted on VANTAGE TRADE MANAGER conform to the English language Online Privacy Statement contained within the Terms of Use (the " Online Privacy Statement "). However, any P3P policy has certain limitations you should understand. P3P is, by its nature, merely a high level approximation and/or summary of certain limited aspects of the Online Privacy Statement. Moreover, the P3P standard is relatively new and still evolving, and different P3P translators may produce different English language translations of any P3P Policy. As a result, you understand and agree that the Online Privacy Statement is the definitive statement of VANTAGE TRADE MANAGER privacy policies and practices and that, as between any P3P Policy posted on VANTAGE TRADE MANAGER and the Online Privacy Statement, the Online Privacy Statement shall control on all such issues.

SEVERABILITY; HEADINGS; USAGE

If any specific term or condition of these Terms of Use is held to be invalid, void or unenforceable, that determination shall not affect the validity of the remaining provisions of these Terms of Use. Headings used in these Terms of Use are for convenience, are not substantive and shall not be used to interpret or construe any of the provisions contained in these Terms of Use. When used in these Terms of Use the words "include", "includes", and "including" shall be deemed to be followed by the phrase "without limitation".

COUNTRY LEGENDS

None of the Products referred to on VANTAGE TRADE MANAGER are available, and offering documentation in respect of them will not be distributed, to persons resident in any jurisdiction where: (a) its distribution or use would be contrary to law or regulation; or (b) there is no BofA affiliate authorized to distribute such information. Registration and account opening requirements will vary among jurisdictions and will be conducted only in compliance with applicable local law and regulations. The information contained within the publicly accessible portions of VANTAGE TRADE MANAGER is general in nature, and is not intended to, and does not, constitute an offer or a solicitation to enter into any type of financial transaction. The following information is directed at users in each respective jurisdiction:

Argentina . BofA acts in Argentina through Merrill Lynch Argentina S.A. as its authorized broker-dealer.

Australia . The information on this website has been provided in Australia by Bank of America or BofA Securities to select recipients for information and discussion purposes only on the basis you are: (i) a "wholesale client" as defined in the Corporations Act 2001 (Cth); (ii) will keep its contents confidential and will not distribute any material accessed from it to anybody else without the prior consent of Bank of America Corporation and its related bodies corporate; and (iii) understand it is not an offer document. "Bank of America" is the marketing name for the lending, derivatives and other commercial banking activities of Bank of America Corporation. These activities are performed globally by banking affiliates of Bank of America Corporation and in Australia by Bank of America, N.A. Australian Branch ("BANA Australia"). "BofA Securities" is the marketing name for the securities, corporate advisory and capital markets activities of Bank of America Corporation. These activities are performed in Australia by Merrill Lynch Markets (Australia) Pty. Limited, Merrill Lynch (Australia) Futures Limited, Merrill Lynch Equities (Australia) Limited and their related bodies corporate which hold, or are exempt from the requirement to hold, an Australian Financial Services Licence. Apart from BANA Australia, none of the other Bank of America Corporation entities including Bank of America Corporation itself is an Authorised Deposit-taking Institution authorised under the Banking Act 1959 of Australia regulated by the Australian Prudential Regulation Authority. The obligations of Bank of America Corporation entities (other than BANA Australia) do not represent deposits or other liabilities of BANA Australia and are not guaranteed by BANA Australia.

Austria . All transactions initiated or executed through this website with Austrian investors will be effected by -those EU Legal entities within BofA which have been authorized in the jurisdiction to so operate.. In this regard, other BofA entities which are not authorized to provide the respective services in Austria will become active only in the names and for the accounts of -those EU Legal entities within BofA which have been authorized in the jurisdiction to so operate. As far as the information in the publicly accessible portion of this website contains information on specific investment products, this information does not constitute an offer or an invitation to make an offer for the acquisition of such products by Austrian investors nor are such products available to Austrian investors. The investment products described on in the restricted portion of this website are exclusively addressed to a limited number of institutional investors, and are therefore not subject to the public offering requirements of the Austrian Capital Markets Act (section 3 para 1 subpara 11 of the Austrian Capital Markets Act). Institutional investors are persons whose ordinary business activities involve the acquisition of the respective securities for the purpose of their business and who are interested in the securities not with the purpose to offer such securities to third parties in Austria. Such securities are not offered and will not be made available to any other persons in Austria.

Bahamas. By using this website, persons hereby confirm that they are either non-resident for purposes of the Exchange Control provisions contained in the Bahamas Central Bank Exchange Control Regulations, or if resident for purposes of such regulations, that such persons have the written approval of the Exchange Control Department of the Central Bank of the Bahamas to enter into transactions contemplated by the Site.

Brazil. The information contained on this website does not constitute a public offer of any securities in Brazil or to investors domiciled in Brazil, and has not been and will not be registered with the Brazilian Securities & Exchange Commission ("Comissšo de Valores Mobiliários - CVM") as a public offer. Other than with respect to when Merrill Lynch S.A. Corretora de Titulos e Valores Mobiliarios ("Merrill Lynch S.A. Corretora") is acting in its capacity as a broker-dealer registered under the laws, rules and regulations of Brazil: (a) the services rendered by Merrill Lynch S.A. Corretora through this website are limited to the presentation of financial services related products and information of BofAS and its affiliates (other than Merrill Lynch S.A. Corretora), and Merrill Lynch S.A. Corretora is not responsible for the investment decisions taken by the users of this website based on the presentation of such products and information; and (b) Merrill Lynch S.A. Corretora does not participate, in any manner, through this website in the rendering of services and/or negotiation of financial products of BofAS and its affiliates, and Merrill Lynch S.A. Corretora is not responsible for any eventual problems and/or losses associated with such financial services and/or products.

"Bank of America" and "BofA Securities" are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. Lending, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Trading in securities and financial instruments, and strategic advisory and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, BofA Securities, Inc. and Merrill Lynch Professional Clearing Corp., both of which are registered broker-dealers and Members of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. and Merrill Lynch Professional Clearing Corp. are registered as futures commission merchants with the CFTC and are members of the NFA. Ouvidoria Bank of America Merrill Lynch* | DDG: 0800 886 2000 *Bank of America Merrill Lynch Banco Múltiplo S.A. and Merrill Lynch S.A. Corretora de Títulos e Valores Mobiliários Investment products offered by Investment Banking Affiliates: Are Not FDIC Insured * May Lose Value * Are Not Bank Guaranteed. © 2019 Bank of America Corporation. All rights reserved.

Canada

. For those clients with a contractual relationship with Merrill Lynch Canada Inc., the communications made hereby with respect to the products and services covered by such relationship are and shall be deemed to be made by Merrill Lynch Canada Inc. and governed by the laws of Ontario and Canada, as applicable.

The parties acknowledge that they have required that these Terms & Conditions and all screen pages, documents, notices, waivers, consents or other communications under or in connection with these Terms & Conditions are to be prepared in the English language only. The parties further acknowledge that they have required that all transactions be conducted in the English language only.

Les parties aux présentes ont requis que les termes et conditions ainsi que toutes les pages à l'écran et tout document, avis, renonciation, consentement ou autre communication qui se rattachent aux présents termes et conditions soient rédigés en langue anglaise seulement et s'en déclarent satisfaites. Les parties aux présentes ont requis aussi que toutes les opérations soient réalisées en langue anglaise seulement et s'en déclarent satisfaites."

Finland . This website is made available in Finland by those EU Legal entities within BofA which have been authorized in the jurisdiction to so operate.

France. All portions of this website, as well as all services provided through this website, which are required to be provided by a duly authorized provider in France, are provided by, and you agree to these terms with those EU Legal entities within BofA which have been authorized in the jurisdiction to so operate.

Hong Kong. This website is provided in Hong Kong through a BofA entity which may be licensed by or registered with the Securities and Futures Commission in Hong Kong for the conduct of regulated activities. The information and content on this website has not been reviewed by any regulatory authority in Hong Kong. This website is only intended for "professional investors" as defined in the Securities and Futures Ordinance (Cap. 571, Laws of Hong Kong) and its subsidiary legislation. The information and content available on this website must not be acted on or relied on by persons in Hong Kong who are not "professional investors". By continuing to use this website, you agree to represent and warrant that you are a "professional investor". Unless expressly stated otherwise, the information and content available on this website are provided for information and indicative purposes only and do not constitute an offer, solicitation or recommendation of any securities, futures contracts or investment products. Unless expressly stated otherwise, no investments or products shown on this website have been reviewed by or registered with the Securities and Futures Commission or any other regulatory authority in Hong Kong. Investors are advised to exercise caution obtain independent professional advice. Any transactions entered into with a BofA entity will be governed by any existing agreement which has been entered into by you with that BofA entity and nothing in these Terms of Use shall exclude or restrict any duty or liability that BofA entity may have under any applicable laws and regulations.

India

. In India, BofA offers certain services through DSP Merrill Lynch Limited. "BofA Securities" is the marketing name for trading in securities and financial instruments, strategic advisory, and other investment banking activities of Bank of America Corporation. These activities are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in India by DSP Merrill Lynch Ltd, which provides the following services in India: Research, Equity Sales & Trading, Futures & Options, Electronic Trading, Equity Capital Markets, Debt Capital Markets and M&A.

Ireland

. The information on this website is issued and approved for distribution in the Republic of Ireland by Bank of America Merrill Lynch International Designated Activity Company. Bank of America Merrill Lynch International Designated Activity Company is regulated by the Central Bank of Ireland. The information on this website does not constitute the giving of any investment advice by any BofA affiliate. Foreign markets involve different risks from Irish markets. In some cases, the risks may be greater. The profit or loss in transactions on foreign markets or in foreign denominated investments or contracts will be affected by fluctuations in exchange rates. The value of investments may go down as well as up. The market in some investments featured may be restricted. Investors in certain instruments may not only lose the amount originally invested, but also have to pay more later.

Israel

. This website does not constitute an offer to the Israeli public to acquire or sell securities or other financial instruments; nor is it intended to induce or solicit members of the Israeli public to acquire or sell securities (within the meaning of the Israeli Securities Law 5728-2968). Nothing in the content of the information contained on this website should be construed as investment advice, advice relating to portfolio management or portfolio management as such terms are defined under the Engagement in Investment Consultation and Investment Portfolio Management Law 5757-1995. The information contained on this website is not intended to be taken (and should not be so taken) as specific advice, nor does it qualify as a substitute for investment counseling which takes into account certain information relevant to a particular clients' needs. You should be aware, that BofA representative(s) or other BofA entity(ies) may stand to benefit, financially or otherwise, if securities or other financial instruments are acquired or sold through their/its offices.

Japan

. The information on this website that is available to users located in Japan is provided by Merrill Lynch Japan Securities Co., Ltd., a registered financial instruments business operator in Japan. The information contained in the public portion of this website is limited to general information (including, but not limited to, record of past transactions) about BofA. Certain transactions mentioned in the public portion of this website were not available to all investors in all jurisdictions. The information contained in the public portion of this website is not intended to provide specific details relating to specific securities, futures contracts, option contracts, or financial instruments, nor to solicit transactions with persons located in Japan. Regardless of what securities, futures contracts, option contracts, or financial instruments may be referred to on this website, any actual trade, transaction or provision of services shall be effected by a BofA entity which has a proper legal capability to do so with the relevant person in Japan. In particular, pursuant to the securities legislation, an investor or customer (other than financial institutions and certain institutional investors specified in the Financial Instruments and Exchange Act) may only enter into a transaction of securities or other financial instruments with Merrill Lynch Japan Securities Co., Ltd. Due to legal, commercial or other reasons, such BofA entity may not offer one or more of the securities, futures contracts, option contracts, or financial instruments or services as described in anywhere on this website.

Luxembourg

. The securities distributed on this website are not for public offer in Luxembourg and may not be offered to the public in the Grand Duchy of Luxembourg, unless the applicable legal and regulatory requirements, in particular the rules set forth in the 28 December 1990 Grand Ducal Regulation on the requirements for the drawing-up, scrutiny and distribution of prospectuses to be published where transferable securities are offered to the public or of listing particulars to be published for the admission of transferable securities to official stock exchange listing as amended, have been complied with.

Mexico

. Securities that have not been registered with the National Registry of Securities and Intermediaries may not be offered in Mexico. The information contained in the public portion of this website does not constitute an offer or solicitation of securities. Bank of America México, S.A., Institución de Banca Múltiple is a banking affiliate in Mexico of Bank of America Corporation.

Netherlands

. The securities featured on this website will not be offered, transferred, or sold, whether directly or indirectly, to any individual or legal entity, other than to individuals or legal entities who or which trade or invest in securities in their conduct of a profession or trade (which includes banks, brokers, dealers, insurance companies, pension funds, other institutional investors and commercial enterprises, which regularly, as an ancillary activity, invest in securities). Any dealings in securities will be undertaken exclusively by those EU Legal entities within BofA which have been authorized in the jurisdiction to so operate..

New Zealand

. The information contained on this website is not, and is under no circumstances to be construed as, an offer of financial products under the Financial Markets Conduct Act 2013 (NZ) ("FMCA"). Any offer of financial products will be made only in circumstances where there is no contravention of the FMCA. BofA is not a registered bank for the purposes of the Reserve Bank of shares in New Zealand Act 1989 (NZ).

Portugal

. Unless expressly stated otherwise, the information contained on this website is not directed at Portuguese investors, does not constitute an offer of any securities or services in Portugal, and has not been and will not be registered under the Portuguese Securities Code as a public offering, and no securities will be offered or sold, directly or indirectly, in Portugal.

Singapore

. This portal is made available in Singapore by, and no transaction may be effected on this portal save through Merrill Lynch ( Singapore) Pte. Ltd., which is licensed by the Monetary Authority of Singapore to deal in capital markets products. The information on this portal is restricted, and is directed only at persons who are institutional investors as defined under section 4A of the Securities and Futures Act, Chapter 238 of Singapore ("SFA"). Securities or securities-based derivatives contracts and units in certain collective investment schemes may be offered to relevant persons under the conditions set out in section 275 and section 305 respectively of the SFA. No part of the information made available on this portal constitutes an offer of capital markets products to persons other than institutional investors, and (where applicable) relevant persons, and such information must not be acted on or relied upon by any other person. On-selling restrictions may apply to capital markets products acquired through this portal.

Spain

. Unless expressly stated otherwise, the information contained on this website does not constitute an offer of any securities or services in Spain, and has not been and will not be registered under the Spanish Securities Market law and no securities will be offered or sold, directly or indirectly, in Spain. The contractual counterpart of the Spanish investors for the services provided is a Spanish licensed entity within the BofA group or EU Legal entities within BofA which have been authorized in the jurisdiction to so operate.

Sweden

. The services on this website are provided to Swedish investors by EU Legal entities within BofA which have been authorized in the jurisdiction to so operate.

Turkey

. BofA will be under no obligation or responsibility for any and all requirements under Turkish law and regulations, including without limitation Turkish foreign exchange regulations, applicable to Turkish residents regarding transactions through this website. Unless expressly stated otherwise, the information contained on this website does not constitute a public offer of any securities in Turkey, and has not and will not be registered under the Turkish Capital Market Law (Law No.2499).

U.A.E. By using this website, users in the United Arab Emirates represent, warrant and agree that they will use this website only as a tool to view prices and will not take any trading action in relation to the relevant securities either on this website or otherwise save as permitted under local laws and regulations.

U.K.

The information available on this website is for distribution only to, and is directed only at, persons who: (a) have professional experience in matters relating to investments falling within Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (the "Order"); (b) are persons falling within Article 49(2)(a) to (d) ("high net worth companies, unincorporated associations etc.") of the Order; (c) are outside the United Kingdom; or (d) are persons to whom an invitation or inducement to engage in investment activity (within the meaning of section 21 of the Financial Services and Markets Act 2000) in connection with the issue or sale of any securities may otherwise lawfully be communicated or caused to be communicated (all such persons together being referred to as "relevant persons"). The information available on this website must not be acted on or relied on by persons who are not relevant persons. Any investment or investment activity to which the information available on this website relates is only available to relevant persons and will be engaged in only with relevant persons.

Unless expressly stated otherwise, the information available on this website does not constitute an offer of any securities to the public in the United Kingdom.

The views and information contained in this communication are provided for informational purposes only and are not intended as an investment recommendation within the meaning of EU Regulation (EU) No 596/2014 (Market Abuse Regulation).

The UK compensation scheme and rules for the protection of private customers do not apply to the services provided or products sold by non-UK regulated affiliates.

Nothing in these Terms of Use shall exclude or restrict any duty or liability Merrill Lynch International may have to a client under the regulatory system (as defined in the FCA Handbook), including arrangements in or under the Financial Services and Markets Act 2000, or require you to indemnify Merrill Lynch International against any breach of such obligations. Foreign markets involve different risks from UK markets. In some cases, the risks may be greater. The profit or loss in transactions on foreign markets or in foreign denominated investments or contracts will be affected by fluctuations in exchange rates. Merrill Lynch International may not be required to provide best execution (as defined in The Financial Conduct Authority's Conduct of Business Sourcebook) in relation to certain transactions executed through this website. The value of investments may go down as well as up. The market in some investments featured may be restricted. Investors in certain instruments may not only lose the amount originally invested, but also have to pay more later.

U.S. All areas of this website which are required to be provided to you by a U.S. registered broker-dealer are deemed to be provided to you by BofAS or another U.S. registered BofA broker-dealer. All transactions executed through this website which are required to be transacted through a U.S. registered broker-dealer will be transacted through BofAS, BAS or another U.S. registered BofA broker-dealer. BofAS is registered in all 50 states as well as in the District of Columbia, Guam, Puerto Rico and the Virgin Islands, and are members of the New York Stock Exchange, Inc., Financial Industry Regulatory Authority, Inc. ("FINRA") and the Securities Investor Protection Corporation (SIPC).

PRIVACY STATEMENT
To view our Online Privacy Statement, which is incorporated herein by reference, please see https://www.bankofamerica.com/privacy/index.jsp

By (a) agreeing to the Terms of Use, which include the Online Privacy Statement, or (b) by using VANTAGE TRADE MANAGER, and, in either case, providing any personal information that may be required, invited or otherwise collected by us, you freely consent to BofA processing your personal information for the purposes set out in the Online Privacy Statement, and you also consent to the transfer of your personal information for such purposes to any BofA entity wherever such entity may from time to time be located and to any third parties as described in the Online Privacy Statement.

If you do not wish to have your personal information processed for any or all of such purposes, you should not use VANTAGE TRADE MANAGER.

EU LEGAL ENTITY INFORMATION
The list of entities below is provided solely for the purposes of compliance with the UK Companies (Registrar, Languages and Trading Disclosures) Regulations 2006 and Art 4 of the First Council "Company" Directive 68/151/EEC of 9 March 1968 as amended by Directive 2003/58/EC as implemented in local law (as applicable) and does not itself imply any cross-liability between any of the entities listed below with regard to any business relationships or otherwise between those entities and users of VANTAGE TRADE MANAGER

Entity, Registered Address, Company Number, VAT Number, Activities

UK Legal Entities

Citygate Nominees Limited

MLFC, 2 King Edward Street, London EC1A 1HQ

02189028

N/A

Financial services related activities

Wave Lending Limited

MLFC, 2 King Edward Street, London EC1A 1HQ

03312246

N/A

Mortgage Lending

Merrill Lynch Europe Limited

MLFC, 2 King Edward Street, London EC1A 1HQ

00238151

GB245 1224 93

Financial services related activities

Merrill Lynch International

MLFC, 2 King Edward Street, London EC1A 1HQ

02312079

GB245 1224 93

Institutional sales and trading, investment banking advisory and capital raising services

Bank of America Merrill Lynch International DAC (London Branch)

2 King Edward Street, London EC1A 1HQ

FC026157 / BR008339

GB245 1224 93

Financial services activities, banking and investment, institutional sales and trading, investment banking advisory and capital raising services

N.Y. Nominees Limited

MLFC, 2 King Edward Street, London EC1A 1HQ

01057583

N/A

Financial services related activities

S.N.C. Nominees Limited

MLFC, 2 King Edward Street, London EC1A 1HQ

02098139

N/A

Financial services related activities

Chetwynd Nominees Limited

MLFC, 2 King Edward Street, London EC1A 1HQ

02098132

N/A

Financial services related activities

Merrill Lynch Nominees Limited

MLFC, 2 King Edward Street, London EC1A 1HQ

01900010

N/A

Financial services related activities

Bank of America Nominees Limited

MLFC, 2 King Edward Street, London EC1A 1HQ

00410014

N/A

Financial services related activities

Irish Legal Entity

Bank of America Merrill Lynch International DAC

Two Park Place , Hatch Street, Dublin 2, Ireland

No. 229165

IE8229165F

Financial services activities, banking and investment, institutional sales and trading, investment banking advisory and capital raising services

Italian Legal Entities

Bank of America Merrill Lynch International DAC (Milan Branch)

Via Allesandro Manzoni, 5, 20121, Milan, Italy

Number of registration with the companies' register of Milano-Monza-Brianza- Lodi, fiscal code and VAT number: 10526740963 | REA number: MI 2538252

10526740963

Banking Activities

German Legal Entity

Bank of America Merrill Lynch International DAC (Frankfurt branch)

Neue Mainzer Strasse 52, 60311 Frankfurt am Main, Germany

No. HRB 104800

DE812102264

Security Services

French Legal entity

BofA Securities Europe SA

51 Rue La Boétie, 75008 Paris, France

RCS Paris 842 602 690

FR13842602690

Institutional sales and trading, clearing of financial instruments, account keeping and investment services.

Spanish Legal Entity

Merrill Lynch Capital Markets Espaňa, S.A, S.V

Edificio Torre Picasso, planta 40, Plaza Pablo Ruiz Picasso, 1, Madrid, 28020, Spain

No. A-81479586
Madrid Commercial Registry, Book 11062, general, section 8, sheet 121, page M-174376, entry 1

A - 28097459

Institutional sales and trading, investment banking advisory and capital raising services

Valuations Disclosure

This document is confidential and is provided for informational purposes only and for the sole use of the intended recipient. Reproduction, publication or distribution to anyone else without the prior written consent of the affiliate of Bank of America Corporation providing this information (Bank of America Corporation together with its affiliates, are collectively "BofA") is prohibited. All valuations: (i) are indicative only, as of the date and time (if any) specified, and subject to change without notice; (ii) do not necessarily reflect the prices or spread levels at which BofA or any other party would purchase these securities or other products from you or enter into these or other transactions with you and do not constitute a bid or offer, or solicitation of a bid or offer, to buy or sell these securities or other products or enter into these or other transactions; (iii) do not necessarily reflect the prices or spread levels at which these securities or other products or these or other transactions could or would be terminated or closed out at any time or at which any new transaction could be entered into with BofA or any third party; (iv) do not necessarily take into account potential illiquidity due to the size of a transaction or illiquidity resulting from the lack of an actively-traded market for such transaction or the underlying of such transaction; and (v) do not necessarily reflect the values of securities or other products or transactions entered into or carried on the books and records of BofA or of the values produced by pricing and/or other models used by BofA or other sources. Valuations based on other models or differing assumptions or for different purposes may yield different results. Be advised that calls for margin or collateral or payments to be made by you or BofA under the product or transaction may be based on considerations other than these valuations provided to you.

Valuations are based on good faith estimates of the current value of these securities or other products or transactions and may include information that is not reflective of current market conditions or has not otherwise been updated. BofA reserves the right to change the information in this document and the manner in which certain fields are presented without notice to you. Valuations may have been sourced from PriceServe®, a pricing service that is independent of BofA's trading desks and incorporates market information from multiple sources including, but not limited to, BofA's trading desks. PriceServe is the marketing name for Merrill Lynch Valuations LLC, a subsidiary of Bank of America Corporation.

A variety of assumptions and inputs may affect the analysis underlying the valuation and the assumptions and inputs used for the valuations may vary from time to time. Such assumptions are necessarily speculative in nature and may include, but are not limited to, interest rates, credit spreads, discount rates, prepayment and default rates, the credit rating of a particular asset or its correlation with other assets and other factors. All assumptions have certain inherent limitations and will be affected by the precise structure of any transaction and future market conditions. It can be expected that some or all of the assumptions may not materialize or may vary significantly from actual results. There may be additional assumptions that may be relevant to the valuations that we have not considered. In some cases, valuations may be based on a single input. BofA gives no representation or warranty of any kind (including without limitation, express or implied), as to the accuracy, completeness, validity or suitability of the assumptions, inputs or any information used for the valuations or the performance of any security or other product or transaction that may be analyzed using the assumptions or inputs. Valuations based on other models, differing assumptions, different inputs, or for different purposes may yield different results. Valuations are generally based on a round lot size.

BofA makes no representations or warranties, express or implied, of any kind, including without limitation, as to the accuracy, completeness, validity or suitability of the valuations contained herein or any bid, mid or ask indication relative to such valuations or with respect to the sources or methods employed in deriving such valuations. Valuations are derived using information from sources and methods that BofA considers appropriate, but BofA does not guarantee the accuracy or completeness of such information and has not necessarily reviewed all relevant information that is in the public domain or otherwise available to BofA. The information herein is not a recommendation for transactions or investment advice, is explicitly not provided for any legal, tax, accounting or regulatory purpose, and may not under any circumstance be relied upon for purposes of calculating net asset value, complying with any financial reporting obligation, calculating any tax liability or otherwise complying with any tax reporting obligation. Illiquid and complex financial instruments may be difficult to value and clients should consult their own accounting or other advisors as to the adequacy of this information for their purposes.

BofA and its directors, officers, employees and agents shall have no liability to any client or any other party for loss, claims, damages, liabilities, costs or expenses (direct or indirect, special or consequential) arising from the use of or reliance on the information herein or from any errors or omissions in computing or delivering the information or any conclusions described or expressed herein, including those due to any act of negligence or breach of warranty. This information is not intended to confer any rights upon any client or any other entity as against BofA or any of its directors, officers, agents or employees, or any other party controlling any of the foregoing. BofA may have material interests that conflict with your interests. BofA may be providing or may have provided advisory, investment banking, lending, or other services to issuers or parties mentioned herein. BofA may hold material information which has not been taken into account when valuing the securities, transactions or other products referenced herein, and BofA shall not be obligated to disclose or take into account such information when undertaking any valuation. Further information on any securities, transactions or other products mentioned herein may be available upon request. BofA and/or its directors, officers, employees and agents may from time to time acquire, hold, or sell a position in the securities, transactions or other products mentioned herein or in related securities, futures, options or other derivatives contracts. In connection with a transaction or the purchase or sale of any security or other product mentioned herein, BofA may act as principal for its own account or as agent for both parties to the transaction. BofA in the past may have managed or co-managed a public offering of the securities mentioned herein.

Frequency of Securities and Loans Valuations. BofA generally only provides client valuations on a monthly basis, although on an exception basis more frequent valuations may be provided. Please note that valuations provided more frequently than monthly may have been calculated utilizing the most recently available month-end pricing input assumptions (e.g., prepayment rates, spreads, loss assumptions, etc.) for the product being valued. For such intra-month valuations, these input assumptions generally remain constant and the valuation only is adjusted, as necessary, based on yield curve movements. Accordingly, such intra-month valuations do not necessarily take into account all new information that may be relevant to the valuation of the product and do not necessarily reflect the price at which these positions can be liquidated.

Frequency of Derivatives Valuations. Except as required by applicable law or regulation to be provided at a mandated interval, the frequency of derivatives valuations may depend on the reference asset and the level of complexity involved in providing the valuation.

Securities, Loans and Derivatives. For securities, unless otherwise specified, valuations generally represent indicative bids or spreads for a round lot transaction within the relevant market.

Valuations for loans, unless otherwise specified, are generally reflected as a bid/ask and may reflect syndicate-level confidential information or material non-public information.

For derivative transactions BofA provides periodic mark-to-market valuations for transactions to its counterparties upon request. Valuations are being furnished to you, at your request, as an accommodation and are not necessarily representative of how BofA would characterize the transaction. You remain responsible for its proper reporting requirements under applicable accounting principles. Unless otherwise specified, BofA furnishes a single value for each transaction, even if comprised of multiple legs. Unless otherwise specified, valuations for derivative transactions represent, or are derived from, mid-market values and represent the value of the transaction from your perspective as of the date indicated and is inclusive of interest accruals and exclusive of any third party fees, if or as applicable. For some derivative transactions, mid-market prices and inputs may not be observable. Instead, valuations may be derived from proprietary and other pricing models and methodologies based on certain assumptions regarding past, present and future market conditions or other factors or from other sources of pricing information (e.g., third-party and proprietary levels, executed transactions, quotes, prices on trading venues, clearing house levels, and market color on instruments or comparable instruments/transactions, among others). In our sole and absolute discretion we may use a variety of models, methodologies and assumptions to prepare our valuations depending upon the type of transaction, its characteristics, whether there is a liquid market and other factors. For example, in valuing OTC equity options where there is no listed option with a corresponding expiration date, we must estimate the future share price volatility based on realized volatility of the underlying shares over periods we deem relevant, implied volatilities of the longest dated listed options available on the underlying shares or major indices and other relevant factors. Further, valuation models for some OTC equity options may embed the transaction costs associated with our hedging of such options; we may subtract such costs from the value shown on our books and records when furnishing you a secondary market valuation. Valuations of securities with embedded derivatives may be based on assumptions as to the volatility of the underlying security, basket or index, interest rates, exchange rates, dividend yields, correlations between these or other factors, the impact of these factors upon the value of the security (including the embedded options), as well as issuer funding rates and credit spreads (actual or approximated) or additional relevant factors. While BofA believes that the methodology and data we use to value derivatives and securities with embedded derivatives are reasonable and appropriate, other dealers might use different methodology or . data and may arrive at different valuations. We reserve the right to alter, replace or vary our models, methodologies or assumptions from time to time without notice to you.

Structured Securities. For structured securities, unless specified otherwise, valuations represent estimated prices or spread levels at which the owner of such structured securities might find liquidity for a round lot transaction within the relevant market. Valuations are based in part upon historical cash and asset information periodically provided to BofA by third-parties concerning the underlying portfolios, and are not a substitute for real-time data. Certain assumptions may have been made relating to market factors such as interest rates, credit spreads and the credit rating of a particular asset or its correlation with other assets. The actual prices or spread levels or liquidity of these securities may vary depending on a number of factors, including but not limited to, the time of valuation, the actual assets purchased or sold, the price at which those assets were purchased or sold, the relevant performance of those assets.

FX Options, Spots/Forwards. The Call/Put value shown on FX Options trade summaries is shown in the perspective of the base currency. The mark-to-market value represents the value of the trade from your perspective as of the date indicated, minus/plus the value of any unsettled premium payable to/receivable from BofA as of the valuation date, and is exclusive of any third party fees, if applicable. Please refer to your trade confirmation for the agreed terms of the applicable transaction. For FX Spots and Forwards, Fair Market Value is reflected in USD and is discounted from the value date of the contract, using the USD Discount Factor. The option to convert Fair Market Value into different currencies is provided for indicative purposes only.

Please follow this link for a description of the methodology and assumptions used to prepare the daily mark. https://vtm.bankofamerica.com/DailyMarkMethodologiesandAssumptions.pdf

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